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  Real estate stands as the most crucial spending decision throughout your entire lifetime.  Real estate stakeholders who are buying, selling or retaining properties must grasp every step of the process in order to reach their targets.  The guide provides complete instructions to guide you through entire real estate process beginning with planning all the way to completing the sale. #1 Buying a Home: Assess Your Financial Readiness: You can obtain superior mortgage terms when you have a good credit score. The 28/36 rule determines your home budget allocation since housing expenses should not exceed 28% of your income while total debt costs should not exceed 36%. You should aim to save twenty percent of your home price because this helps avoid payment of private mortgage insurance (PMI). Get Pre-Approved for a Mortgage: Research different lending institutions to locate those offering ideal rates along with desirable conditions. Lenders need proof of your financial backgrou...